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Affordable rates and flexible terms for your dream home.
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Lower down payments and easier credit requirements.
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No down payment for veterans and active-duty military.
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Zero down payment for rural and suburban homes.
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Higher loan amounts for luxury and high-value properties.
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Tailored solutions for unique financing needs and special circumstances.
Down Payment
Conventional loan down payments start as low as 3% for first time homebuyers, or for borrowers who qualify for programs such as Fannie Mae’s HomeReady Mortgage and Freddie Mac’s Home Possible loan. If you have owned a home previously the conventional loan minimum down payment is 5%.
